Should I purchase an Policy with an Overland Water Endorsement?


Water damage due to the overflow of riverbanks and excessive rain has been an increasing concern for many Canadians, especially Albertans. In fact, it is well known in the insurance industry that changing  weather patterns are resulting in a significant increase in weather related claims.

The 2013 Alberta flooding was an example of how unpredictable our environment can be. It is uncertain when flooding will occur again, but you can now purchase additional coverage for your home and contents and be protected from losses related to future weather events.

If your home is damaged by overland water from excessive rain, melting snow or an overflowing river, the repair costs could add up to tens of thousands of dollars. Overland Water Coverage is an affordable insurance add-on option to ensure you are covered for future fresh water flood claims.