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Flooding in Fort Saskatchewan

Alberta has long been known for its history of floods and Fort Saskatchewan has suffered flooding from the North Saskatchewan River multiple times. Though the 1915 flood of the North Saskatchewan River is known as one of the most dramatic in the history of Edmonton, June of 2013 was a time when residents near the river prepared for the worst. Although the flooding wasn’t as devastating as predicted, heavy rainfall matched with backed-up drains caused overland flooding, sewage back-up, flooded basements and saturated yards.

With no overland water insurance available, the Fort Saskatchewan community was at the mercy of nature and faced a threat of overwhelming financial risk. As of June 2015, most residents of this community can now purchase the Overland Water Endorsement and have some peace of mind.

65% of Fort Saskatchewan homes at risk for floods are
not covered by flood insurance.

Why should I consider purchasing fresh water flood Insurance?

Flooding is the most common type of natural disaster in Canada1 and many homeowners assume coverage for flood related losses is included in their standard home insurance policy. For the first time, you can have the peace of mind that your home and possessions are protected in the event of a flood related loss.
1Source: Canadian Disaster Database

Contact us today to speak with a licensed insurance broker about:

  • Whether or not you qualify for coverage
  • Exactly what is covered
  • How to add the endorsement to your home policy
  • What your monthly premiums would be
  • Understanding fresh water flood insurance

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