The cost of adding an Overland Water Endorsement to your home, condo or tenant’s insurance policy depends primarily on your dwelling’s location. Just like your standard home insurance policy, rates are calculated based on your risk for an insurance claim. If you reside in a high risk flooding area, your rates will most likely be higher than those who live in low risk areas. For most people, Overland Water coverage is affordable and, in some cases, can even cost less than your Sewer Back-up Endorsement. The best way to know for sure is to contact one of our expert brokers who will be able to provide a quote right away.