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Remember Snowtember? The Unforeseen risks to your home
The old saying goes: “If you don’t like the weather in Calgary, wait a few minutes”. However, a few minutes can seem like a lifetime if your house is being damaged by the unsuspected vandal, Mother Nature. The great Alberta flood of 2013 is still top of mind when considering personal property risks. The $1.7…
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The 5 top reasons why you need Overland Water Insurance
Flood insurance may not be on your radar, especially if you do not live by a river or lake. Even so, overland water damage to your home can be caused by a myriad of factors other than rising water levels. This is especially the case over the past 5 years as weather patterns in Alberta…
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How bad were the 2013 floods in Alberta?
Historian Harry Sanders claims that the very worst flood in Alberta was the Fort Calgary flood of 1879.[i] The second worst (according to Sanders) was at Fort Calgary in 1897. During these floods bridges were torn out, entire buildings were left underwater and about 60 families were relocated. At the same time, homesteaders and ranchers…
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How can I get fresh water flood insurance?
Until now, Canadian insurers have never offered fresh water flood insurance for homeowners, arguing that flood coverage wasn’t feasible because of the cost. As Canadian communities face increasingly extreme weather, the major insurance companies in Canada decided that it was time to offer new coverage choices to protect homeowners, condo owners, and tenants from losses…
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Is my home at risk for water damage?
The climate is changing and we are seeing an increase in precipitation from coast to coast. These changing weather patterns can sometimes result in water damage to your home. Water damage caused by flooding can be expensive and stressful. Flooding in Alberta is primarily caused by: Snow melt Rainfall Ice jams As we saw in…