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Flooding in Fort McMurray

Alberta is known for having a long history of flooding. On June 11, 2013, Fort McMurray declared a state of emergency as the Hanging Stone River breached its banks and evacuation orders went into effect.

For the next eight days, Albertans in the northern part of the province held their breath as flood warnings were downgraded and waters began receding, but not before some damage was done to local homes and businesses.

Without access to overland water insurance, Fort McMurray community members were at the mercy of nature and the threat of overwhelming financial risk. Now those residents can consider purchasing the Overland Water Endorsement for their home insurance policies and feel protected from financial loss resulting from fresh water flooding.

Why should I consider purchasing fresh water flood Insurance?

Flooding is the most common type of natural disaster in Canada1 and many homeowners assume coverage for flood related losses is included in their standard home insurance policy. For the first time, you can have the peace of mind that your home and possessions are protected in the event of a flood related loss.
1Source: Canadian Disaster Database

Contact us today to speak with a licensed insurance broker about:

  • Whether or not you qualify for coverage
  • Exactly what is covered
  • How to add the endorsement to your home policy
  • What your monthly premiums would be
  • Understanding fresh water flood insurance


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